Healthcare Banking
Healthcare Banking
Financing and Support for SC Healthcare Professionals
Running a healthcare practice means balancing exceptional patient care with the demands of managing a complex business. That’s where we come in. United Community Healthcare Banking delivers a comprehensive suite of products and services to support you with the economics of healthcare—we understand the challenges of running a private practice, the quality assurance process, and the cash flow you need to make sure your practice thrives.
Whether you’re looking to start a practice, improve cash flow, invest in equipment, or finance a growing practice, we’re here to help you stay financially healthy—so you can focus on caring for your patients.
MedGap: A Partnership to Serve Your Practice
Through MedGap’s Income Assurance Program, we're collaborating with four leading healthcare service companies to provide comprehensive support for independent healthcare providers.
MedGap's network of service providers offers solutions like:
MedGap's network of service providers offers solutions like:
- Revenue cycle management
- Credentialing, contracting, and recruitment
- Strategic consulting and customized business plan
- Healthcare marketing and growth
- Digital brand positioning
- Simplifying administrative functions
- Operating cash flow model and transparent revenue potential
- Total care, chronic care, and health plan management
- Group purchasing power
- Technology access at reduced cost
What We Offer
United plays a vital role in advancing healthcare with access to everyday banking and borrowing solutions that enable physicians to confidently establish, expand, or sustain independent healthcare practices. The collaboration is built on a shared commitment to empowering physicians with the expertise and resources needed to manage cash flow cycles, operational efficiency, long-term stability, and sustainable growth.
Practice Financing
Access flexible financing1 to support your practice’s growth and success:
- Working Capital Loans and Lines of Credit
- Customized funding for practice acquisition or ownership transitions
- Equipment Financing for essential medical or dental technology, diagnostic and surgical technologies, and EMR (Electronic Medical Systems)
- Medical Transportation/Vehicle Loans
- Flexible capital to support daily operations
- SBA Loans from an SBA-preferred lender, for practice acquisition, expansion, or start-up
Revenue Cycle and Cash Management
Streamline payments, protect against fraud, and optimize cash flow with tools designed for healthcare operations:
- Receivables: Medical lockbox services for secure payment processing, ACH collections, and Remote Deposit Capture (RDC)
- Payables: ACH origination, wire transfers, payroll, and commercial cards
- Merchant Services: In-office, online, and mobile payment solutions
- Fraud Protection: Positive Pay, multi-factor authentication, and robust online banking tools
- Reporting and Liquidity: Real-time dashboards, sweep accounts, and cash concentration
Real Estate Financing
Comprehensive commercial real estate lending solutions designed to meet the unique needs of your practice:
- Acquisition, construction, or refinancing of medical and traditional office spaces
- Tenant improvements and office buildouts
Wealth and Risk Management
As your practice grows, so does the complexity of your personal and professional financial picture. Our Private Wealth team offers specialized services to help healthcare professionals manage, preserve, and grow their wealth.
- Investment Management2 :Personalized strategies aligned with your goals and risk tolerance
- Fiduciary Services2 :Trust and estate planning guidance with your legacy in mind
- Private Banking3 :Customized credit solutions, concierge service, and preferred access
- Insurance Solutions2 :Comprehensive risk management to protect your practice and assets
- Wealth Planning2 :Comprehensive planning that integrates business and personal finances
Who We Serve
We support a wide range of healthcare providers, including:
- Independent medical and dental practices
- Group practices and outpatient care centers
- Behavioral and mental health providers
- Physical therapy and rehab centers
- Ambulatory surgical centers (ASCs)
- Veterinary practices and specialty animal clinics
- Medical SPA's
Why Choose Us for Healthcare Banking
Our bankers understand the financial pressures and regulatory environment that healthcare providers face.
We tailor treasury and lending options to your specific needs, growth goals, and reimbursement cycles.
Get fast answers and hands-on support from a team that knows your community.
We see beyond the transaction. We’ll get to know you and your business so we can serve you well for the long term.
Let’s Talk About Your Practice
Our Healthcare Banking experts are ready to help you take the next step. Whether you’re opening a new location or improving your cash flow, we’ll provide the financial support that will move your practice forward.
Contact our South Carolina Healthcare Banking Team
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Subject to credit approval.
2 Asset and wealth management, estate and retirement planning, investment management, and trust and fiduciary services are offered through United Community Bank. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results. Non-deposit products and services are not FDIC insured. United Community Bank is not a broker-dealer or registered investment advisor. Investment products are:
Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not a Bank Deposit or Obligation May Lose Value
3 Bank deposit products, such as checking, savings and bank lending and related services are offered by United Community Bank. Member FDIC.
