Skip to Content
FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Why United
Locations
Find a Banker
Contact
Personal
Learn more about personal banking

Checking

Overview Checking Mastercard® Debit Card Schedule an Appointment

Savings & CDs

Savings Certificates of Deposit (CD) Money Market Health Savings Account Greenlight for Kids and Teens

Online & Mobile Banking

Overview Enroll in Online Banking United Mobile App Digital Support

Education & Tools

Resource Center Fraud Prevention Digital Demos
Man and baby at a table in front of a laptop

Bank with the best!

Open your new account online today! It's quick and easy. 

Open an Account
Learn more about personal loans

Loan Types

Loans and Lines of Credit Home Equity Loans & HELOCs Home Loans & Mortgage

Credit Cards

United Credit Cards Learn & Apply

Contact Us

Schedule an Appointment Contact a Lender
woman applying for a personal loan online

Apply for a loan in minutes!

Make your goals a reality with our personal loans—ideal for consolidating debt, making big purchases, or covering unexpected expenses, available to our customers.
Apply Online
Learn more about online banking

Get Started

Overview Enroll in Online Banking United Mobile App Digital Support Greenlight for Kids and Teens Fraud Prevention

Features

Alerts and Notifications Zelle Bill Pay eStatements My Money Manager Card Controls Text Banking Support View All
woman depositing check with the United mobile app

Banking when and where you need it.

Unlock simple, secure, round-the-clock financial access with Online and Mobile Banking!
Enroll Now
Business
Banking solutions for your business

Deposits

Overview Checking Savings Certificates of Deposit Money Market Mastercard® Debit Card

Online & Mobile Banking

Overview Enroll In Online Banking United Mobile App Digital Support

Education & Tools

Business Resources Fraud Prevention Digital Demos
Man at desk on laptop

Built for your business.

Open your business bank account online today! The process is quick and easy. 
Open an Account
Learn about business lending with United

Lending

Loans and Lines of Credit Real Estate Lending Working Capital LOC Contact a Banker

Specialized Lending

Industry & Specialized Loans SBA Lending USDA Lending Programs Community Association Banking Equipment Lending Asset-Based Lending Syndicated & Participated Loans Contact a Banker

Credit Cards

United Credit Cards Commercial Cards
woman standing in business with tablet

Apply for a loan in minutes!

Turn your goals into reality with our business loans available to United Community customers.

Apply Online
Learn more about payment services

Treasury Management

Overview Reporting & Liquidity Receivables Payables Merchant Services Fraud Protection Contact Treasury Management

Credit Cards

United Credit Cards Commercial Cards

How To Demos

Business Admin Features Adding Recipients Sending Payments Positive Pay Remote Deposit Capture Integrated Payables Commercial Card View All Demos
Phone scam

Keep your accounts safe!

We work hard behind-the-scenes to secure your business accounts. Learn how to do your part to fight fraud. 

Learn More
Learn about solutions for your unique industry

Industry Solutions

Community Association Banking Healthcare Banking Non-Profit Builder Finance Franchise Renewable Energy
Mortgage
Learn more about home loans

Buying a Home

Home Loan Options Down Payment Assistance Second/Vacation Home Options Apply Now Connect with a Lender

First-Time Homebuyer

Homebuying Guide Apply Now Learning Resources Connect with a Lender
woman depositing check with the United mobile app

The perfect loan for your perfect home.

Whether you’re looking to buy your first home, a new home, or a vacation home, we can connect you with the right loan.

Apply Today
Learn more about refinancing

Refinancing Options

Refinance Options Cash-Out Refinance Rate Term Refinance Connect with a Lender
Couple looking at finances with computer

Ready to refinance?

Whether you're hoping to adjust your monthly payment, cash in on your equity, or change your payoff timeline, refinancing may be a great option for you. 

Apply Now
Learn more about home renovation loans

Home Construction Lending

Construction and Renovation Loans Construction-to-Permanent Lending Home Equity Loans & HELOCs Leverage your Home Equity Connect with a Lender
Man and dog doing home improvement tasks

Leverage your home's equity.

Which home equity lending solution is right for you? Learn about your options and put your equity to work! 

Learn More
Wealth
Overview
Advisors
Private Wealth
Insurance
1-800-822-2651
Joy Hutsell-Banks

Joy Hutsell-Banks

VP- Mortgage Loan Originator

290 Village Square Dr | Loudon, TN 33774

865-458-7011 423-368-4344
Apply Online with MyLo
NMLS# 603159

Locations

Loudon, TN

Contact Me
FDIC and Equal Housing Lender
  • FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government
  • © 2025 United Community Bank
  • NMLS ID # 421841
  • ABA Routing # 061112843
  • 200 East Camperdown Way Greenville, SC 29601
  • 1-800-822-2651
App on App Store logo App on Google Play logo

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.

Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.

Accept